日本自其泡沫经济崩溃后,便进入了停滞衰退期。究其原因,主要在于客观上产生日本经济高速增长的外在环境发生了变化,而日本也没能及时适应;主观上日本自身对策严重失误;以及在日本经济高速增长时期所形成的一些制度,不能适应新时代的要求,本文主要分析了日本经济衰退其制度性原因中的主银行制度和终身雇佣制度。 Japan has entered a period of stagnating recession after its bubble economy collapsed. The reason lies mainly in the fact that the external environment objectively producing Japan’s rapid economic growth has changed and that Japan has not been able to adapt to it in time. Subjectively, Japan has made serious mistakes in its own responses. As well as some systems formed during Japan’s rapid economic growth, Can not meet the requirements of the new era, this article mainly analyzes the main bank system and the lifetime employment system in the institutional causes of Japan’s economic recession.