商业银行如何认识新形势下贸易融资的风险特征,并从专业角度合理规避业务风险,具有重要意义。近年来,接连发生的大宗商品贸易融资风险事件,将转口贸易、钢贸、铜贸等业务风险的讨论推到了风口浪尖。如何认识新形势下贸易融资的风险特征,并从专业角度合理规避业务风险,具有重要意义。当前形势下贸易融资风险的特征其一,新形势下的贸易融资风险呈高发态势,这与当前中国经济增速放缓的大背景密切相关。“新常态”下的中国经济处于下行期, How commercial banks recognize the risk characteristics of trade financing in the new situation and reasonably avoid business risks from a professional perspective is of great significance. In recent years, the successive occurrences of commodity trade financing risk events have pushed the discussion on the business risks of entrepot trade, steel trade and copper trade to the cusp. How to recognize the risk characteristics of trade financing in the new situation and to reasonably evade business risks from a professional perspective is of great significance. Characteristics of Trade Financing Risks in the Current Situation First, there is a high risk of trade financing risks in the new situation. This is closely related to the current background of slowing economic growth in China. The Chinese economy under the “new normal” is in a downward trend,