国际金融危机后,加强金融消费者保护业已成为国际共识,它对于维护金融体系稳定,促进金融市场竞争和效率,提升信贷可得性意义重大金融消费者保护与全球金融监管改革国际金融危机爆发前,全球每年都会增加大约1.5亿金融消费者。危机之后,其增长速度虽有所放缓但依然明显。据统计,新的消费者大多来自发展中国家。然而,全球大约有27亿处于工作年龄的成年人得不到任何正规的金融服务。国际金融危机后,加强金融消费者 After the international financial crisis, it has become an international consensus to strengthen the protection of financial consumers. It is of great significance to safeguarding the stability of the financial system, promoting competition and efficiency in financial markets and enhancing the availability of credit. Significant Financial Consumer Protection and Global Financial Regulatory Reform Before the outbreak of the international financial crisis, Every year, about 150 million financial consumers are added globally. After the crisis, although its growth rate has slowed down, it is still evident. According to statistics, most of the new consumers come from developing countries. However, some 2.7 billion adults of working age worldwide do not receive any formal financial services. After the international financial crisis, strengthen financial consumers