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提取城乡居民基本医疗保险个人缴费部分的一定比例,用于购买专业健康险公司的大额医疗补助保险,既放大了基本医疗保险基金,又提高了参保人员的保障水平。公众期盼的新一轮医疗卫生体制改革终于变成现实。在公布的新医改方案中,国家已经明确指出要“积极发展商业健康保险,鼓励商业保险机构开发适应不同需要的健康保险产品,简化理赔手续,方便群众,满足多样化的健康需求。鼓励企业和个人通过参加商业保险及多种形式的补充保险解决基本医疗保障之外的需求”。湛江的一小步试点,在全国意味着什么?
A certain percentage of the individual contribution part of basic medical insurance for urban and rural residents is withdrawn for purchasing large-sum medical subsidy insurance for professional health insurance companies, which not only enlarges the basic medical insurance fund but also increases the level of guarantee for the insured persons. The public expected a new round of health care system reform has finally become a reality. In the announced new plan for medical reform, the country has clearly pointed out that it is necessary to “actively develop commercial health insurance, encourage commercial insurance institutions to develop health insurance products that meet different needs, simplify claims procedures, facilitate the masses and meet diversified health needs.” Encourage enterprises And individuals to meet needs beyond basic health care by participating in commercial insurance and various forms of supplementary insurance. " Zhanjiang a small pilot, in the country mean?