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荣成市1997年4月开始实施医疗保险制度改革,1999年个账分开,政策机制不断完善,覆盖范围不断扩大,保障水平不断提高。职工医保基金按照统账结合的方式筹集、管理、使用,这一模式经多年运行实施,个人账户发挥了重要作用,也暴露出一些问题,需结合医保制度改革调整完善。情况统账结合管理模式包括基金筹集、使用两个方面,统筹基金与个人账户资金统一筹集、分别使用,不互相透支挤占。基金筹集方面,医疗保
In April 1997, Rongcheng City started to implement the reform of the medical insurance system. In 1999, the accounts were separated and the policy mechanism was continuously improved. Coverage was continuously expanded and the level of protection was continuously improved. The medical insurance fund for workers is raised, managed and used in a combination of system and individual basis. This model has been implemented for many years. Individual accounts have played an important role and exposed some problems that need to be adjusted and perfected in light of the reform of the health insurance system. The situation of unified account management system, including fund-raising, the use of two aspects, co-ordinate fund and individual account funds to raise a unified, respectively, without using overdraft. Fund raising, Medicare