Question近日,某运输公司发生一起交通事故,该企业中一名驾驶员甲驾驶本公司的营运车辆A车,与同样属于本公司的另一辆营运车辆B车发生追尾碰撞,导致A车驾驶员甲的三根肋骨断裂,坐在A车上的乘客乙受伤,共花去医药费十多万元,车辆修理费2万多元。事故发生后,该公司的管理人员根据自己对保险条款的理解,认为该事故属于《机动车第三者责任保险合同》中明确规定的免责条款范围,因此,公司没有向保险公司索赔,默默地承担了事故的全部损失,包括医疗费、修理费等。 Question Recently, a transport company was involved in a car accident. A driver A of this company collided with another car B, also belonging to the Company, while driving car A of the Company. As a result, driver A A three rib fracture, sitting on the A passenger car B injured, spent a total of more than 100,000 yuan medical expenses, vehicle repair costs more than 20,000 yuan. After the accident, the company’s management based on their understanding of the terms of the insurance, that the accident belongs to the “motor vehicle third party liability insurance contract,” the express provisions of the exemption, therefore, the company did not claim to the insurance company, silently Bear the full loss of the accident, including medical expenses, repairs and so on.