2010年7月21日,美国奥巴马总统正式签署了《多德—弗兰克华尔街改革与消费者保护法案》(以下简称法案),至今已一年有余。按照法案要求,有关监管机构在法案颁布后需要制定大量的实施细则。由于其中许多规则需多家监管机构联合制定,根据统计,包括重 On July 21, 2010, President Obama officially signed the Dodd-Frank Wall Street Reform and Consumer Protection Act (hereinafter referred to as the Act), which has been more than one year. According to the requirements of the act, the relevant regulatory agencies need to formulate a large number of implementation rules after the act is enacted. Because many of these rules need to be jointly developed by multiple regulators, according to statistics, including heavy