中小企业融资难是个世界性的问题。伴随着金融海啸大举袭击世界金融市场的同时,我国中小企业也受到了很大冲击,其中融资难更是成为了中小企业普遍面临的最突出问题。造成中小企业融资难的原因是多方面的,而要破解这一难题,就需要地方政府、金融机构、企业等几个层面的共同努力。 SME financing is a worldwide problem. Along with the massive financial tsunami attacking the world financial markets, China’s SMEs have also been greatly affected, of which financing difficulties have become the most prominent problems commonly faced by SMEs. There are many reasons for the difficulties in financing SMEs. To solve this problem, we must work together at several levels, including local governments, financial institutions and enterprises.