融资困难是中小企业成长过程的最大瓶颈。尽管政府多年来一直大张旗鼓地鼓励银行向中小企业贷款,各商业银行也先后设立了中小企业信贷部,但中小企业却感觉融资渠道不是越来越扩大而是缩小了。8月上旬,中国人民银行重申,各商业银行要加大支持中小企业发展的力度,尽量满足有市场、有效益、有信用的中小企业合理的流动资金需求。 Financing difficulties are the biggest bottleneck in the growth of SMEs. Although the government has been encouraging its banks to lend to SMEs in a big way over the years, various commercial banks have also set up SME credit departments. However, SMEs feel that the financing channels are not expanding but narrowing. In early August, the People's Bank of China reiterated that all commercial banks should step up their efforts to support the development of small and medium-sized enterprises and try to meet the reasonable liquidity needs of SMEs with market efficiency, credit availability.