济源农商行着力调整优化信贷结构,用精细化管理防范化解信贷风险,提高经营质效没有深入细致的机制体制调整,就没有切实可行、高效高质的金融服务。近年来,河南济源农商行把调整优化信贷结构、防范化解信贷风险作为一项重点工作来抓,加强日常管理和跟踪监测,灵活分类处置不良贷款,并力推信贷管理的电子化,尽可能降低对信贷资产质量的不利影响。调整管理方式,加强监测提示一是加强日常管理和跟踪监测,做到贷后 Jiyuan Rural Commercial Bank efforts to adjust and optimize the credit structure, with refined management to prevent credit risk mitigation, improve operational efficiency Without in-depth and meticulous mechanism for the restructuring of the system, there is no practical, efficient and high-quality financial services. In recent years, Henan Jiyuan Rural Commercial Bank to adjust the credit structure to prevent and mitigate credit risk as a key task to strengthen the daily management and follow-up monitoring, flexible classification of non-performing loans, and promote the credit management of electronic, as much as possible to reduce Adverse effects on the quality of credit assets. Adjustment of management methods to strengthen monitoring tips First, to strengthen the daily management and tracking monitoring, so after the loan