近几年,随着工农业生产的发展和人民收入水平的提高,社会结余购买力增加较猛。1985年以来,构成社会结余购买力的城乡居民储蓄存款平均每年增加700亿元;居民手存现金平均每年增加近300亿元,每年社会结余购买力为1000亿元,占每年货币总收入的12%,约占全国工资总额的一半。截至去年1～11月份,城乡居民储蓄存款累计达5020亿元,加上 In recent years, with the development of industrial and agricultural production and the improvement of people’s income levels, the purchasing power of social surplus has risen sharply. Since 1985, the savings deposits of urban and rural residents, which constitute the purchasing power of social surplus, have increased by an average of 70 billion yuan annually. Residents’ cash on hand has increased by nearly 30 billion yuan each year on average, and the purchasing power of social surplus each year has reached 100 billion yuan, accounting for 12% of the total annual monetary revenue. Accounting for about half of the total national wage. As of last November, the savings deposits of urban and rural residents totaled 502 billion yuan, plus