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当你走进银行,选择了某一种存款凭证,填入相关的内容并交给银行工作人员之后,即是发出了“要约”。银行受理该凭证并据此接受了存款、签发存单(存折)的行为即为“承诺”。储户一旦拿到存单(存折)后,双方的债权债务关系便宣告成立,同时也都应承担相应的义务。储户一旦与银行发生纠纷,该怎样来维护自己的正当权益呢?
When you go to the bank, select a deposit certificate, fill in the relevant content and handed over to the bank staff, is issued an “offer.” The bank accepted the voucher and accepted the deposit accordingly. Issuing the deposit certificate (passbook) is the “promise”. Once the depositor has obtained the deposit certificate (passbook), the claims and debts of both parties will be announced and at the same time bear the corresponding obligations. Once a depositor disputes with the bank, how to safeguard their legitimate rights?