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近几年来,世界范围内频繁爆发的金融危机,再次说明一个健康全面的管理模式对于国内外商业银行生存发展的重要性。同时随着经济全球化的进程不断加剧,我国的商业银行业务量也开始大幅增加,因此成本管理这项运用现代原理与技术的管理模式逐渐成为我国商业银行运行机制中不可或缺的重要组成部分。本文首先对我国商业银行的成本管理历程做了一个简要阐述,随后分析了我国银行业成本管理存在的普遍问题,并针对一系列问题提出来相应的解决办法,希望能对银行业的成本管理有所帮助。
In recent years, the frequent financial crisis in the world has once again demonstrated the importance of a healthy and comprehensive management mode for the survival and development of domestic and foreign commercial banks. At the same time, as the process of economic globalization continues to intensify, the business volume of commercial banks in our country has also started to increase substantially. Therefore, the cost management, which uses the modern principles and techniques, has gradually become an indispensable part of the operating mechanism of commercial banks in China . This paper firstly gives a brief account of the cost management process of China’s commercial banks, and then analyzes the common problems existing in the cost management of China’s banking industry and puts forward corresponding solutions to a series of problems, hoping to have cost management in the banking industry Help.