论文部分内容阅读
近几年来,家庭财产保险业务发展很快.特别是91、92年各地、县纷纷掀起轰轰烈烈的实现家庭财产长效还本保险统保地区、统保县热潮,以广西为例截至1992年底止,全自治区有一个地区、六十个县实现家庭财产长效还本保险统保,共承保农户559万多户,收入保险储金10581.3万元.从承保面之大、承保户数之多看值得可喜可贺,但从赔款金额和赔付率看触目惊心,1987年至1993年9月底止累计赔款8186.9万元,全区1993年平均赔付率144.6%,1993年9月底止有些地区赔付率达到558.7%,一些县支公司高达800%以上.灾后及时大额的赔款,使众多的受灾
In recent years, the family property insurance business has been developing rapidly, especially in 91 and 92 counties and counties have set off vigorous efforts to achieve long-term homeowners insurance coverage in the area of household insurance and the insurance boom in Tongbaoxian County, taking Guangxi as an example. By the end of 1992 , Autonomous regions have an area, 60 counties to achieve long-term homeowners insurance property insured, a total of more than 5.59 million households underwriting insurance, income insurance deposit 105.813 million yuan from the insurance coverage of the large number of underwriting However, judging from the amount of indemnity and the rate of loss, there was a total of 81.869 million yuan of indemnity for the period from 1987 to the end of September 1993. The average payout rate of the region in 1993 was 144.6%. In some areas until the end of September 1993, the disbursement rate reached 558.7 %, Some county branch companies up to 800%. After the disaster in large amounts of compensation, so many affected