海上运输保险的格式合同,涉及大量专业术语,这使保险公司在合同中拥有优势地位。我国法律通过事后司法救济的方式削弱了保险公司的上述优势地位,意在保护进出口企业的利益。这是一起因海上运输造成进口货物短缺引起的保险合同纠纷案,最终进口企业胜诉。其签订合同、索赔诉讼及法院对保险条款的解释,值得相关企业学习借鉴。 The format contract for maritime transport insurance involves a great deal of jargon, which gives insurers a dominating position in the contract. The law of our country has weakened the above advantages of insurance companies through the way of judicial relief afterwards, and is intended to protect the interests of import and export enterprises. This is a case of insurance contract dispute caused by the shortage of imported goods caused by maritime transport, and the final importation of the enterprise won the case. The signing of the contract, the claim lawsuit and the court’s interpretation of the insurance clause, it is worth learning from the relevant enterprises.