近年来,全球经济发展与气候环境问题的矛盾日益突出。自英国能源白皮书《我们能源的未来:创建低碳经济》首次提出低碳经济的概念之后,各国政府纷纷鼓励以新能源替代传统能源。目前,西方发达国家将培育新能源产业,促进产业优化升级作为经济发展决策的重要环节。而新能源产业的中长期发展离不开金融的支持,特别是银行信贷支持对新兴产业的孵化作用尤为显著。国家近期出台的一系列扶持政策,将可能把新能源 In recent years, the contradiction between global economic development and climate and environment has become increasingly prominent. Since the British Energy White Paper “The Future of our Energy: Creating a Low-Carbon Economy” After the concept of a low-carbon economy was first proposed, governments of all countries have encouraged the replacement of traditional energy sources with new energy sources. At present, the developed western countries will cultivate new energy industries and promote industrial optimization and upgrading as an important part of their economic development decisions. The long-term development of new energy industry can not be separated from the financial support, especially bank credit support for the incubation of emerging industries is particularly significant. The recent introduction of a series of supportive policies by the state will likely bring new energy