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本文以百色市涉农金融机构为研究对象,通过分析百色市涉农金融机构支农法规制度现状和执行情况,以具体不同种类的政策法规缺失造成的不良贷款为主线,从贷款发放、使用偿还和不良贷款处理三个阶段对政策法规缺失和以此带来问题进行分类分析,运用数量模型对选取的典型贷款指标进行实证检验得出政策缺失程度,并根据当前涉农金融机构支农法规缺失问题提出相关政策建议。
This paper takes Baise City agriculture-related financial institutions as the research object. By analyzing the status quo and implementation of the agriculture-supporting laws and regulations system in Baise City, focusing on the non-performing loans caused by the lack of specific types of policies and regulations, And non-performing loan processing three stages of the lack of policies and regulations and the problems caused by the classification analysis, the use of quantitative models of the typical loan indicators empirical test obtained the degree of policy deficiencies, and in accordance with the current lack of support for agriculture-related financial institutions laws and regulations Issues related to policy recommendations.