2010年9月22日,欧洲议会投票通过了欧洲金融监管改革法案,并将于2011年1月1日正式实施。该法案于一年前提出,针对金融危机暴露出来的监管弱点对欧洲现有金融监管体制进行了大刀阔斧的改革。最终通过的法案与欧盟委员会最初的方案大致相同,现摘要介绍如下。一、改革背景 On September 22, 2010, the European Parliament voted to pass the European Financial Regulatory Reform Act and will come into effect on January 1, 2011. A year ago, the bill proposed a drastic reform of the existing financial regulatory system in Europe in the light of the regulatory weaknesses exposed by the financial crisis. The bill finally passed is roughly the same as the initial plan of the European Commission. The summary is as follows. First, the reform background