近几年,受国际金融危机和欧债危机影响,加之国内经济增速放缓,经济下行压力加大,我国中小企业面临着严峻的挑战。我国中小企业数占我国企业总数的99%以上,创造的财富约占国内生产总值的60%,缴纳税收为国家税收总额的一半左右,并提供了全国近八成就业岗位。当前,经济增速减弱、用工成本上涨、核心人才流失、资本市场持续弱势和地 In recent years, under the influence of the international financial crisis and the debt crisis in Europe, together with the slowdown of the domestic economic growth and the downward pressure on the economy, SMEs in our country are facing severe challenges. China’s small and medium-sized enterprises account for more than 99% of the total number of enterprises in our country and the wealth created accounts for about 60% of the gross domestic product. The tax paid is about half of the total national tax revenues and nearly 80% of the country’s job posts are provided. At present, weaker economic growth, rising labor costs, the loss of core talent, continued weakness in capital markets and