分配和调控贷款规模是农业银行各分支机构控制贷款总量、优化信贷结构和资金投向的一项重要工作。据笔者了解，目前许多基层农行在贷款规模分配上仍旧沿袭多年来形成的“切块”分配方法，即贷款增量限额一经审批下达，无论涉及的贷款项目占用期限长短，基层经办行均可以无限期 Allocating and controlling the loan size is an important task for all branches of the Agricultural Bank to control the total amount of loans, optimize the credit structure and capital investment. According to the author, at present, many grassroots agricultural banks still follow the “dicing” distribution method that has been formed over the years in the distribution of loan size. Once the loan increment limit has been approved, irrespective of the duration of the loan items involved, the grassroots banks can either Indefinitely