融是现代经济的核心,同时也是一个高收益,高风险的特殊行业。纵观金融发展史,便是一部金融风险史,特别是在现代市场经济体制下,金融创新浪潮方兴未艾,各种金融衍生品层出不穷,新一轮全球金融危机,也正是金融业内部早已不断积累的风险在短时间内的爆发。虽然我国金融业由于自身发展及政策等原因并未在此次金融危机中受到无法逆转 Financial integration is the core of the modern economy, but also a special industry with high yield and high risk. Throughout the history of financial development, it is a history of financial risks. Especially in the modern market economy, the wave of financial innovation is in the ascendant and an endless stream of financial derivatives emerge. The new round of global financial crisis is precisely the long history of the financial industry Accumulation of the risk of the outbreak in a short time. Although China’s financial industry due to its own development and policy and other reasons have not been irreversible in this financial crisis