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每年4月,都是上市公司年报密集亮相的时候。作为银行业中流砥柱的五大国有商业银行(中、农、工、建、交)也陆续晒出了2016年的成绩单。如今,在互联网金融、金融科技和智能化等一系列新技术蓬勃发展的态势下,中国的银行业面临着利润增长乏力、发展方式转换、外部冲击加剧、风险因素交织和监管力度趋严等挑战。未来,银行业向转型要业绩必将成为常态。
Every April, it is time for listed companies to make an annual report. As the mainstay of the banking sector, the five state-owned commercial banks (middle, agricultural, industrial, construction and handing over) have also dried up their 2016 transcripts. Nowadays, with the vigorous development of a series of new technologies such as Internet finance, financial technology and intelligence, the banking industry in China is facing the challenges of sluggish profit growth, transformation of development modes, intensified external shocks, intertwined risk factors and stringent supervision. . In the future, the banking sector to the performance will surely become the norm.