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从商业银行产生开始,银行各类风险就与之相伴、形影不离。随着商业银行业务的不断拓宽以及市场竞争的加剧,商业银行的风险也呈现出复杂多变的特征。金融作为现代经济的核心,并且商业银行业是金融业的重要组成部分,随着人们对金融风险的重视和认识的加深,人们对商业银行的风险管理不断深化,管理水平也在不断提高。最初,商业银行的风险管理主要表现在对表内业务的风险管理,其中又可以分为对资产业务的风险管理、对负债业务的
From the beginning of the commercial bank, all kinds of bank risks accompany it, inseparable. With the continuous expansion of commercial banks and the intensified market competition, the risks of commercial banks also show complex and volatile characteristics. As the core of the modern economy, the commercial banking is an important part of the financial industry. As people pay more attention to financial risks and deepen their understanding, the risk management of commercial banks is deepening and the management level is constantly improving. Initially, the risk management of commercial banks mainly manifested in the risk management of the business within the table, which can be divided into the risk management of asset business, the debt business