《最高人民法院关于建设工程价款优先受偿权问题的批复》这一司法解释虽然认定了建设工程承包人的被拖欠工程价款的优先受偿权优于抵押权和其它债权。然而,该司法解释的实施给骗取贷款者及逃废银行债务者以可乘之机,增加了银行抵押权在司法实践中的执行性风险,对银行信贷资产的安全产生了较大的不利影响和冲击。本文提出降低和化解工程价款优先权给银行贷款带来风险的相关措施。 The Judicial Interpretations of the Supreme People’s Court on Approving the Problem of Priority Claim for Construction Projects Although it is found that the construction project contractors’ priority of repayment of the outstanding project price is better than mortgage and other claims. However, the implementation of this judicial interpretation has taken chances for the defrauding of lenders and debtors of evasion of banks, increasing the implementation risk of bank mortgage in judicial practice and having a greater adverse effect on the safety of bank credit assets And shock. This paper puts forward some measures to reduce and resolve the priority of project price to bring bank loan risk.