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中小企业融资成本的高低,直接影响到中小企业融资的意愿,也影响到中小企业的发展和壮大。银行间接融资在相当长一段时间内仍是中小企业融资的主要模式。了解掌握中小企业在银行融资的费用状况及存在的问题,将有助于进一步改善中小企业整体融资环境。四川银监局通过座谈、实地调查和发放调查问卷等方式,对中小企业在银行融资中费用情况进行了调查,分析影响中小企业融资成本的因素和存在的问题,并提出了有针对性的政策和建议。
The level of financing costs for SMEs directly affects the willingness of SMEs to finance and also affects the development and growth of SMEs. Indirect bank financing is still a major mode of SME financing for a long time. Understanding the cost status of SMEs in bank financing and the existing problems will help to further improve the overall financing environment for SMEs. The CBRC investigated the expenses of SMEs in bank financing by means of seminars, field surveys and questionnaires, analyzed the factors that affect the financing costs of SMEs and the existing problems, and put forward targeted policies And advice.