一、当前住房基全的现状及管理中存在的主要问题从1988年（国务院关于印发在全国城镇分期分批推行住房制度改革实施方案的通知）要求理顺住房资金渠道，建立住房基金以来，特别是1994年《国务院关于深化城镇住房制度改革的决定）把住房公积金制度作为城镇住房新体制的基础和房 First, the current status of housing base and the management of the major problems From 1988 (State Council on the issuance of the implementation of the housing system in phases across the country to implement the program of implementation notice) to straighten out the channels of housing funds, since the establishment of housing funds, especially Is the “State Council on Deepening the reform of urban housing system in 1994” is the housing provident fund system as the basis for urban housing system and housing