论文部分内容阅读
继“余额宝”之后,各种“宝宝”都来了——马年春节前后,“余额宝”、“定投宝”、“零钱宝”、“理财通”等新型网络理财产品着实火了一把,重新燃起了老百姓们的投资热情。余额宝等网络理财“宝宝”们是我国利率市场化和互联网快速发展的产物,但专家提醒投资者们,购买这些网络理财产品其实就是跟一大群储户团购货币基金,而要想享受货币基金带来的高收益就要承担高风险,包括要承担价格上的和网络技术上存在的各种风险。
Following the “balance of treasure”, all kinds of “baby” have come - before and after the Spring Festival of the Spring Festival, “balance treasure ”, “Ding Toubao ” Pass “and other new network wealth management products really a fire, renewed the people’s investment enthusiasm. Yu Bo and other financial network ”baby " are the product of China’s interest rate liberalization and the rapid development of the Internet, but experts remind investors that the purchase of these network wealth management products is actually with a large group of depositors buy money funds, but want to enjoy the currency High returns from the fund have to bear the high risk, including the need to assume the price and the network technology there are all kinds of risks.