论文部分内容阅读
信贷资产是商业银行资产的重要组成部分,益和货币政策目标的实现。根据《商业银行法》建立适应社会主义市场经济要求和商业银行经营原则的信贷资产管理机制,是当前我国商业银行的主要任务之一,本文试图对加强商业银行信贷资产管理作初步的探讨。一、当前商业银行信贷资产管理存在的问题1、信贷资产效益不高。随着专业银行向商业银行的转化,其经营目标应按市场法则运作,这就是以最
Credit assets are an important part of commercial bank assets, benefits and monetary policy goals. According to the “Commercial Bank Law” to adapt to the requirements of socialist market economy and commercial bank management principles of credit asset management mechanism, is currently one of the major tasks of commercial banks in our country, this article attempts to strengthen the management of commercial bank credit assets for a preliminary discussion. First, the current commercial bank credit asset management problems 1, credit assets, efficiency is not high. With the transformation of specialized banks to commercial banks, their business objectives should be operated in accordance with market rules, which is the most