随着移动互联网的发展和互联网支付技术的发展,移动支付取代传统支付是不可逆转的趋势。无论是二维码支付、声波支付还是NFC移动支付,都是实现线上与线下融合的技术方式,而移动支付的核心在于O2O的商业模式落地。谁能建立起新的商业闭环,谁就能拥有客户,并获取价值。以支付宝为代表的互联网公司与以银联为代表的NFC阵营,都希望自身所主导的模式 With the development of mobile Internet and the development of internet payment technology, mobile payment replaces traditional payment and is an irreversible trend. Whether it is two-dimensional code payment, acoustic payment or NFC mobile payment, are the technology to achieve online and offline integration, and mobile payment is the core of O2O business model. Who can build a new business closed, who can own the customer, and obtain value. Internet companies represented by Alipay and NFC camp represented by UnionPay all hope that their own dominant mode