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健康维持组织(Health MaintenanceOrganizations 简称HMOs)是美国健康保险的一种组织形式,然而又不同于传统的商业性保险,它提供保险的形式不是赔偿保险金,它有自己的合同医院和开业医生(由若干专科医生自愿组织起来开业),向病人直
Health Maintenance Organizations (HMOs) are an organizational form of U.S. health insurance, but unlike traditional commercial insurance, they provide insurance in the form of non-indemnity insurance. They have their own contracted hospitals and medical practitioners. A number of specialists volunteered to organize and start business.)