地震是地球上主要的自然灾害之一,也是中国常见的自然灾害之一。全球历史上发生的20个有重大破坏性地震中,发生在中国的地震多达11个。地震所带来的损伤惨重,以1976年中国唐山地震为例,该地震造成24.2万人死亡,16.4万人重伤,倒塌民房530万间,直接经济损失达54亿元。保险业作为经营风险的重要行业,自然肩负着分散风险,降低地震造成的经济损失和维护社会稳定的重要责任。 Earthquakes are one of the major natural disasters on earth and one of the common natural disasters in China. Of the 20 devastating earthquakes that have taken place in the history of the world, as many as 11 earthquakes occurred in China. The earthquake caused heavy damage. Taking the 1976 Tangshan earthquake in China as an example, the earthquake killed 242,000 people and wounded 164,000 people. 5.3 million houses were destroyed, with a direct economic loss of 5.4 billion yuan. As an important business risk management industry, the insurance industry naturally shoulders the important responsibility of dispersing risks, reducing the economic losses caused by the earthquake and maintaining social stability.