信用卡保险是近年在责任保险中出现的一个新险种。它适应了商业银行在“电子货币化”进程中的风险转嫁需求,也有利于保障持卡人的切身利益。作为一个富有发展前景的新险种,我省苏州人保公司已作出初步的探索。 Credit card insurance is a new type of insurance that has emerged in liability insurance in recent years. It has adapted to the commercial banks’ need of passing the risk in the process of “electronic monetization” and also helps to protect the vital interests of cardholders. As a new insurance industry with rich prospects for development, our province Suzhou PICC Company has made a preliminary exploration.