（一）农业贷款投放上，要实现三个突破 首先，突破旧意识，树立新观念。一是要树立贷款营销观念，放下架子，转变作风。二是要树立贷款效益观念，帮助农户正确分析市场走势，确保贷款投放出去能产生效益。三是树立贷款风险观念，要求信贷工作者提高素质，把握好 (I) To put three breakthroughs into the agricultural loan launch First, to break through the old awareness and establish a new concept. First, we must establish the concept of loan marketing, put down the shelf, change style. Second, we must establish the concept of loan efficiency, to help farmers correctly analyze the market trend, to ensure that loans to go out to produce benefits. Third, establish the concept of loan risk, requiring credit workers to improve their quality and grasp well