采取“发展应对、流程过滤、制度消除、清收处置、维护化解”等措施是管控信贷风险的有效路径,也是农发行实现健康、持续、快速发展的关键所在。银行是经营风险的主体。对银行而言,风险无处不在、无时不有。农发行作为农业政策性银行,面临的主要风险是信贷风险。笔者认为,采取“发展应对、流程过滤、制度消除、清收处置、维护化解”等措施是管 Adopting such measures as “coping with development, process filtration, system elimination, collection and disposal, and safeguarding the liquidation” is an effective way to control credit risk and is also the key to achieving a healthy, sustained and rapid development of the ADBC. Bank is the main body of business risk. For banks, risks are everywhere and ever. Agricultural Development Bank as an agricultural policy bank, the main risk facing credit risk. In my opinion, take measures such as “development response, process filtering, system elimination, collection and disposal, maintenance and resolution” and so on