春耕时节,笔者下乡时发现,农民对金融部门有“六望”: 一望工作作风再扎实一些。金融部门工作人员要常下乡看看,真心实意到农户家中搞调查,与农民兄弟交朋友。不要局限于坐在办公室等农民上门求贷,更不希望极少数信贷人员即便下乡,也是“蜻蜓点水”或“一阵风”,习惯于听听村组干部汇报,要几个数字,请村干部填好有关调查表,缺乏艰苦细致的贷前调查。同时,希望金融部门不要发放人情、关系户贷款。 During the spring season, when I came to the countryside, I found that peasants had “six expectations” over the financial sector: a look at the work style and then a bit solid. Financial sector staff often go to the countryside to see, sincerely look into the farmer’s home to make friends with the peasant brothers. Not limited to sitting in the office and other peasants come to seek loans, but do not want a handful of credit officers even go to the countryside, but also “superficial” or “a gust of wind”, accustomed to listening to village cadres report, to a few figures, Good about the questionnaire, the lack of rigorous pre-loan investigation. At the same time, it is hoped that the financial sector will not release human relations and customer loans.