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2007年,新增A股开户数超过历史上新增开户数最高年度(2000年)的纪录。投资理财市场的火爆,让各金融机构客源充足。但繁荣的背后,亦有隐忧——许多消费者在一波又一波行情的冲击下,不管自己是否深谙水性,不管数年熊市的惨痛教训,毅然下水了;虽然理财规划的理念已经渐入人心,但仍有把投资等同于理财、盲目理财的消费者。尽管金融机构已经把“投资有风险,入市需谨慎”的提示语放在打眼的位置,但对于任何希望以客户利益最大化为目标的机构来说,这还远远不够
In 2007, the number of A-share accounts newly opened surpassed the record high in the highest number of newly opened accounts in 2000 (2000). The hot investment banking market, so that sufficient financial institutions source. However, there are also worries behind the prosperity. Many consumers, irrespective of their knowledge of water quality and the painful lessons of the bear market over the years, have decided to go into the water under the impact of wave after wave of market conditions. Although the concept of financial planning has gradually taken shape Into the heart, but there is still the same investment as wealth management, financial management of consumers blindly. Although financial institutions have put the tip of the word “investing in risky, market-cautious” at eye-opener, it’s far from enough for any organization that wants to maximize the benefit of their clients