棚户区改造是我国政府为改造城镇危旧住房、改善困难家庭住房条件而推出的一项民生和民心工程。随着棚户区改造工程政策的深入实施,部分地区因棚户家庭资金短缺而出现的“购房难”问题也逐渐显现,影 Shantytowns reconstruction is a project of livelihood and people’s livelihood launched by our government for renovating old and dilapidated houses in urban areas and improving housing conditions for those in need. With the in-depth implementation of the shantytowns renovation project policy, the problem of “difficult purchase of housing” appeared in some areas due to the shortage of funds of the shanty households.