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最近,我们在辖区调研时发现,当地扶贫贷款不良率较高、风险较大、清收困难已成为银行业监管的一个难点。问题和原因2000年至2004年,海东地区扶贫贷款余额呈缓慢上升态势,5年累计发放扶贫贷款9.75亿元,年均发放1.95亿元,年均收回0.84亿元,年均发放大于收回1.11亿元。而扶贫贷款
Recently, when we surveyed the area, we found that the local non-performing loans for poverty alleviation have a high rate of non-performing loans and a high risk. As a result, difficulties in liquidation have become a challenge for banking regulation. Problems and Causes During the period from 2000 to 2004, the balance of poverty alleviation loans in Haidong Region showed a slow upward trend. In the five years, a total of 975 million yuan of poverty alleviation loans were issued, with an average annual payment of 195 million yuan and an annual recovery of 84 million yuan, with an average annual payment of more than 1.11 yuan 100 million yuan. Poverty alleviation loans