银行为了适应经济调整,加速资金周转,搞活经济,在各个时期,制订一些不同类型的结算方式。这些结算方式对于适应各单位不同的交易形式和特点,对于加强各单位的资金周转,起了一定的作用。但是,据我们所知,目前尚有很多单位财务部门的同志不完全知道银行现行结算办法,以致出现许多错用结算方式,影响资金周转的问题。例如,异地托收承付结算方式是一种受银行结算制度保护的结算方式,但又是一种有条件的结算方式。这种结算方式必须具备有计划、有经济合同、有运输部门的发运单证方能办理。采用这种结算方式,收款单位可以取得结算贷款,如果付款单位 In order to adapt to economic adjustment, the bank accelerated the turnover of funds and invigorated the economy. In various periods, the bank formulated some different types of settlement methods. These settlement methods have played a certain role in adapting to the different transaction forms and characteristics of various units and strengthening the liquidity of all units. However, as far as we know, there are still many comrades in the financial department of the unit who do not fully understand the bank’s current settlement procedures, resulting in many misuse settlement methods and affecting the turnover of funds. For example, the off-site collection and settlement method is a settlement method protected by the bank settlement system, but it is also a conditional settlement method. This kind of settlement method must have a plan, an economic contract, and a shipping document issued by the transportation department. With this settlement method, the receiving unit can obtain a settlement loan if the payment unit