动产让与担保是一种非典型的权利转移型担保,它与质押、按揭的区别是明显的,它能克服质押、按揭的制度缺陷,有利于扩大债务人的融资能力,保证债权人的债权得以实现。为保证让与担保的安全性,法治应对动产让与担保的登记制度规制并避免非清算型的让与担保变为流质契约,以维护让与担保当事人各方的合法权益。 The transfer and guarantee of movable property is an atypical right transfer guarantee, which is obviously different from pledge and mortgage. It can overcome the defects of pledge and mortgage and is beneficial to enlarge the debtor's financing ability and ensure the creditor's rights are realized . In order to ensure the security of transfer and guarantee, the rule of law should regulate the registration system of transfer of movable property and avoid the transfer of non-settlement transfer into liquidus contract so as to safeguard the legitimate rights and interests of parties involved in transfer.