几亿农民有了养老保险,这是了不起的历史性跨越。但是,这项新制度毕竟刚开始实施,不完善在所难免。为了实现新农保可持续发展,制度设计和管理运行还存在哪些不足?还需要建立和完善哪些制度和机制?建立稳定公平的筹资机制没有比建立一个稳定公平的筹资机制对可持续发展更为重要的了。新农保采用个人缴费加政府补贴的保险筹资机制,资金来自农民个人缴费和集体补助、政府补贴以及社会支持,中央和地方财 Hundreds of millions of farmers have endowment insurance, which is a remarkable historic leap forward. However, after all, the new system has just started to be implemented and imperfections are inevitable. In order to achieve the sustainable development of new agricultural insurance, what are the deficiencies in system design and management operation? What systems and mechanisms need to be established and perfected? There is no better way to establish a stable and fair funding mechanism than to establish a stable and fair funding mechanism for sustainable development Important The new agricultural insurance using personal contributions plus government subsidies for insurance financing mechanism, the funds come from farmers’ individual contributions and collective grants, government subsidies and social support, central and local financial