经过几十年的发展,人们开始意识到人工智能对各行各业带来了一些新影响,这股风潮同样在为传统的金融行业带来创新的动力。资产端和用户端两端发力在人工智能技术的浪潮中,金融行业创新需要从供需两端发力,即资产端和用户端的创新,来推动行业的健康发展。资产端的创新就是要用技术和模式的创新形成更高收益且更安全的产品,其中最主要的就是利用人工智能技术量化交易、辅助决策。智能投顾、智能测评等用户服务则是用户端的创新。铂诺理财董事长简毅介绍,从十八世纪末的第一次 After decades of development, people are beginning to realize that artificial intelligence has brought some new influences to all walks of life. This trend is also bringing new impetus to the traditional financial industry. Assets and client power at both ends In the wave of artificial intelligence technology, financial industry innovation needs to force from both supply and demand, that is, assets and client-side innovation to promote the healthy development of the industry. Asset-side innovation is to use technology and model innovation to create higher yield and safer products, the most important of which is the use of artificial intelligence technology to quantify the transaction, support decision-making. Customer service such as intelligent investment consultation, intelligent evaluation and so on is a user-side innovation. Jane Yi, Chairman of Platinum Financial introduced, from the end of the eighteenth century