本案是一起林业局投保木材保险的案例 ,承保手续基本完备 ,但由于投保人企图得到保险赔款 ,将不属保险责任范围内的木材 ,归属于保险责任范围内 ,为此 ,以未收到保单为由 ,不承认保险合同条款对其具有约束力 ,加之县政府的干预 ,使此案的“官司”打了近 5年 ,劳民伤财 ,得不偿失。但是 ,保险公司工作人员工作确有疏漏 ,应引以为戒 This case is a case of forest insurance insured by the Ministry of Forestry, underwriting procedures are basically complete, but because the insured attempts to obtain insurance payments will not be covered by the insurance within the scope of the timber, within the scope of insurance coverage, to not receive the policy As a reason, do not recognize the terms of the insurance contract to its binding, combined with the county government's intervention, so that the case of “lawsuits” played for nearly 5 years, waste of money, not worth the candle. However, there are indeed omissions in the work of insurance company staff and should be taken as a precautionary measure