7月31日,中国人民银行发布《非银行支付机构网络支付业务管理办法(征求意见稿)》,这也被外界称为“史上最严管理办法”。此次发布的征求意见稿,是自《关于促进互联网金融健康发展的指导意见》之后,发布的第一个互联网金融细分领域管理办法的征求意见稿。后监管时代的挑战非银行支付机构在多数国家主要是做小额支付,也是零售支付的重要提供者,其业务呈现支付笔数巨大、单笔金 On July 31, the People’s Bank of China promulgated the Measures for the Administration of Internet Payment Business in Non-bank Payment Institutions (Draft for Comment), which is also called “the most stringent management measure in history” by the outside world. The release of this draft is from the “on the promotion of healthy development of Internet finance,” after the release of the first Internet financial subdivision management approach draft. Post-Regulatory Challenges Non-bank payment agencies, which make small payments in most countries and are important providers of retail payments, have seen their business pay out huge amounts of money,