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财务风险是每个企业都会面临的问题,对于本身就是经营“风险”的信托公司来说财务风险显得尤为突出。自2007年以来,信托行业管理的资产规模从不足1万亿元一跃发展到2016年末已突破18万亿元,远远超越保险业和基金业管理的资产规模,加强对信托公司的财务风险管理已成为企业管理者、监管部门和投资者的关注重点。信托公司发展至今30余年,一直难以摆脱“高风险行业”的尴尬处境,笔者认为归根结底是并没有探索出一套适合信托公司自身特点并可以运用的财务风险管理体系。
Financial risk is a problem that every business faces. Financial risks are particularly prominent for trust companies that are themselves “risky”. Since 2007, the scale of assets managed by the trust industry has risen from less than 1 trillion yuan to over 18 trillion yuan by the end of 2016, far exceeding the assets managed by the insurance industry and fund industry, and strengthening the financial risk to trust companies Management has become the focus of business managers, regulators and investors. Since the development of the trust company for more than 30 years, it has been difficult to get rid of the embarrassment of the “high-risk industry.” In the final analysis, the author believes that it has not explored a set of financial risk management system that suits the characteristics of the trust company and can be used.