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湖南在全国首创新型农业经营主体贷款保证保险(简称“农贷险”),力求以此化解“三农”领域的融资难问题。11月12日,在益阳召开的全省“农贷险”试点启动会宣布,选择益阳市的所有县市区以及其他市州的13个县市,先行试点探路。“农贷险”是以保单作为担保,保险公司替银行分担大部分风险,辅以政府设立的风险补偿专项资金
Hunan initiated the loan guarantee insurance for new agricultural operation entities (referred to as “agricultural loan insurance” for short) throughout the country and sought to resolve the financing difficulties in the area of “agriculture, rural areas and farmers”. On November 12, the pilot launch of the province-wide “Agricultural Credit Insurance” held in Yiyang announced that all the counties, cities and districts in Yiyang City and other 13 counties and cities in other cities and prefectures will be selected to pilot the trail. “Agricultural credit insurance ” is based on the policy as a guarantee, the insurance company for the bank to share most of the risks, supplemented by the government set up special funds for risk compensation