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邮政储蓄银行作为处于初创期的金融企业,其风险管理面临严峻的考验。基于邮储银行的风险现状,同时借鉴大型商业银行内控管理机制,根据总行“适度风险、适度回报、稳健经营”的风险管理指导思想,西安市分行推行了“三道防线”风险管理战略,在全行树立了“全
As a financial enterprise in its initial stage, the Postal Savings Bank is facing a severe risk management. Based on the current status of the risks of the Postal Savings Bank and drawing lessons from the internal control management system of the large commercial banks, in line with the guiding ideology of risk management of the Bank ”moderate risk, modest returns and steady operation“, the Xi’an Branch implemented the ”three lines of defense“ risk Management strategy, the Bank established a ”full