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医保制度改革存在三种误识:一是认为医保制度改革的首要目标就是严格控制医疗费用;二是认为提供医疗保障完全是政府的责任;三是认为医疗保障负责提供统一的保障水平。针对以上问题本文分析为:医保制度改革的首要目标应是在有效控制医疗费用上涨的基础上通过优化医疗结构、提高制度效率来吸纳更多的人加入医疗保障;提供医疗保障应由政府、社会、市场三方共同承担;医疗保障层次应多样化,政府维护医疗保障的“底线公平”。
There are three misunderstandings in the reform of the health insurance system: First, the primary goal of the reform of the health insurance system is to strictly control the medical expenses; secondly, it is totally the responsibility of the government to provide medical insurance; and third, to think that medical insurance is responsible for providing a uniform level of protection. In view of the above problems, this article analyzes: the primary goal of the reform of health insurance system should be based on the effective control of rising medical costs, to optimize the medical structure, improve system efficiency to attract more people to join the medical insurance; to provide medical insurance should be government, society , The market tripartite shared; the level of medical protection should be diversified, the government safeguard the medical insurance “bottom line fair.”