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公积金贷款利率较商贷优惠,因此在当前加息的背景下,很受贷款购房者欢迎,但是在使用公积金时,却有几个不得不注意的误区。在加息、利率上浮的贷款环境下,贷款购房人也是变得越发精明,开始选择省息的房贷产品。据统计数据显示,自4月份以来选择公积金贷款的交易量与商贷保持持平,公积金贷款从之前的“默默无闻”一跃成为购房人眼中的“小明星”。不过在实际的业务操作中,不少借款人在公积金使用上仍存在如下八大误区:
Provident fund loan interest rates than the preferential business, so in the context of the current interest rate hike, very popular with mortgage buyers, but in the use of provident fund, there are several errors that have to be noticed. In the interest rate hike, interest rates go up in the loan environment, loan buyers are also more sophisticated, began to choose interest-free mortgage products. According to statistics, since April, the transaction amount of the loans for the provident fund loans has remained at a level consistent with that of the commercial loans, and the loans for the provident funds have plummeted from the former “obscurity” to the “star” in the eyes of the buyers. However, in actual business operations, many borrowers still have the following eight errors in the use of provident fund: