随着社会主义新农村建设的不断深入,农村住房消费信贷需求急剧上升,但现有的住房消费信贷产品已难以满足农民需求,因此建立新型农村住房消费信贷制度已刻不容缓。笔者对江西省赣州市农信社联手当地新农村建设办公室发展农民住房贷款 With the deepening of building a new socialist countryside, the demand for housing consumer credit in rural areas has risen sharply. However, the current housing consumer credit products have been unable to meet the demand of peasants. Therefore, it is imperative to establish a new system of consumer credit in rural housing. The author of Ganzhou City, Jiangxi Province, rural credit cooperatives together with the new rural development office development of housing loans for peasants